Your home is probably one of the largest investments you will ever make. In order to protect it properly you need good Homeowners Insurance.
As Independent Insurance Brokers, we only place Homeowners Insurance with insurers who are rated at least "A – (Excellent)" by the International Rating Agency A. M. Best & Company. This is for your (and our) peace of mind. Furthermore, in the event of a claim we are your side, helping ensure that you receive a prompt and full settlement (see testimonials).
The Homeowners Insurance Policy we will obtain for you covers fire, lightning, explosion, theft, flood, hurricane and other named perils.
The Policy also covers, free of charge, your legal liability to others (public liability) and to your employees and/or domestic servants like maids and gardeners (employer's liability).
Provided that your Sums Insured are adequate New-for-Old coverage applies, eliminating any arguments about wear, tear and depreciation.
The Policies we arrange for you are written in Plain English and are therefore easy to read and understand.