We provide first-class commercial insurance for Companies against the risks that could force them out of business. These include:

 

Fire & Perils:

Covering property damage to buildings caused by specified perils which includes fire, lightning, explosion, riot & strike, malicious damage, impact, burst pipes, flood, hurricane, cyclone, tornado, windstorm, tidal wave and earthquake.

Consequential Loss (Loss of Profits):

Most companies that go out of business after a disaster do so because they still have overheads to meet but little if any income. A Consequential Loss Policy can insure this very real exposure.

Contractors "All Risks":

This type of coverage can be arranged either by the Contractor or the Principal. It covers the Contract Works for a specific period, e.g. a year or minimum of six months. Contractors' Tools and Equipment can also be insured.

Burglary:

This provides coverage against theft of property following a break-in by forcible and violent means. Resultant damage to property is also included.

Money:

Loss or Damage to money is covered by any cause being conveyed by an employee or other authorised person, or in your premises during business hours, or in a bank night safe.

Liability:

Various liability coverages can be arranged for you, to give your company full protection. Please ask about Public Liability, Employer's Liability, Professional Indemnity and Directors' & Officers' Liability.